Terms & Conditions
Effective Date: 4/26/2026 Company: Ridge Business Group LLC (doing business as Anchor Capital Group)
1. Introduction
By accessing or using our services, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree, please do not use our services.
These Terms govern your relationship with Ridge Business Group LLC, a limited liability company doing business as Anchor Capital Group ("Anchor Capital Group," "we," "us," or "our").
2. Services
Anchor Capital Group provides business financial services, including:
Capital advisory — strategic guidance on financing options, capital structure, and funding strategy
Business financing — direct lending and/or arranging financing through third-party lenders
All services are provided based on the information supplied by the client. Where financing is provided by third-party lenders, final terms, approval, and funding are determined by those lenders. Anchor Capital Group makes no guarantee of approval, funding amount, rate, or terms. All financing is subject to applicable state and federal law.
3. SMS Communications
By providing your mobile phone number and opting in through our website, intake forms, written agreement, or direct communication, you consent to receive SMS (text) messages from Anchor Capital Group (a DBA of Ridge Business Group LLC).
Types of messages you may receive:
Responses to inquiries
Appointment scheduling and reminders
Account updates and follow-ups
Service-related notifications
Occasional promotional messages (only if you have opted in to marketing)
Message frequency: Message frequency varies based on your interaction with us.
Costs: Message and data rates may apply.
Consent is not a condition of purchase: You are not required to consent to receive SMS messages as a condition of purchasing any goods or services from Anchor Capital Group.
How we collect opt-in: SMS consent is collected via our website opt-in form, written client agreements, or direct request.
Opt-out instructions:
Reply STOP to any message to unsubscribe.
Reply HELP for assistance.
After opting out, you will no longer receive SMS messages unless you opt in again.
Carrier disclaimer: Mobile carriers are not liable for delayed or undelivered messages.
4. User Responsibilities
You agree to:
Provide accurate and complete information
Use our services for lawful purposes only
Not misuse or interfere with our services
5. Payments and Agreements
All payment terms, restructuring agreements, and obligations will be outlined in separate written agreements between the client and Anchor Capital Group.
6. Limitation of Liability
Anchor Capital Group is not responsible for:
Business outcomes resulting from financial decisions made by the client
Actions, decisions, terms, approvals, denials, or conduct of third-party lenders, creditors, or capital providers
The performance, terms, or enforcement of any financing product obtained through or arranged by Anchor Capital Group
Any indirect, incidental, or consequential damages
All services are provided "as is" without guarantees of specific results, approval, funding, or financial outcomes.
7. Privacy
Your use of our services is also governed by our Privacy Policy, which describes how we collect, use, and protect your information, including SMS opt-in data. Please review it here: [Insert Link to Privacy Policy]
8. Changes to Terms
We reserve the right to update or modify these Terms and Conditions at any time. Updates will be posted on this page with the revised effective date.
9. Contact Information
If you have any questions regarding these Terms and Conditions, please contact us:
Ridge Business Group LLC (DBA Anchor Capital Group) Email: isaac@anchorcapital.group Phone: 646-671-3833